Promises, promises. That’s all I ever get…
Last weekend I got this hare-brained idea to refinance the house, roll the two remaining debts into the mortgage and then work at getting the house paid off-sole focus. Sounds smart. 4.75% interest for a fixed 15-year mortgage. I asked Dove to check with the loan officer we last worked with about six years ago and he did on Monday. She called us back, got the gist of what we wanted to do, confirmed data saved from our last transaction and started the paperwork. We have refinanced about four times (in 22 years) and each time there has been an appraiser come out and check the value of the property. This generally means a walk through the house as well. This would mean they would also be looking into our bedroom. At the wall. That he had nearly pushed a hole through while he was kneeling beside the bed when we do scriptures and prayers every night, back when the sheet-rock was soft from leakage in through the basement window. Ah… Yes…. You see where this is going! You are very smart. Wedn...